So definitely check this list if you're buying one of the above watches in the hope of doing some wrist-based spending. Much like Fitbit and other wearable makers that offer contactless payments, it's proving a slow process for these companies to get all the big names on board straight away. In the UK, Garmin Pay-supported banks are much smaller in number and include Santander and Starling Bank. So in the US, for instance, there are more than 50 banks and financial institutions supported including Bank of America, People's Bank and Wells Fargo. Thankfully, Garmin does list Garmin Pay compatible banks on its website, which can be filtered by region and by Mastercard and Visa cards. Something else you need to be wary of is whether your credit or debit card can be added to the Garmin Pay wallet to make those contactless payments. UK bank Santander's Garmin Pay page for instance outlines the best way to do this, and other banks offer similar advice on their websites too. You will though have to cancel your digital cards in the Garmin Connect app, or contact the relevant bank if you're having problems doing that yourself. So if the watch goes walkies, you don't need to cancel the credit/debit card assigned to your Garmin Pay wallet. There are a few things that Garmin does to ensure transactions are secure, including using transaction codes every time you make a purchase.Ĭard numbers are also not stored on the device, kept on Garmin's servers or passed onto merchants when you make a purchase. Security will inevitably be a concern for many who are hesitant to give up on paying with good old fashioned coins, notes and cards. What's enabling this to happen is the built-in NFC chip tech inside your Garmin wearable, which works alongside a payment software platform developed by a company called FitPay. Payments can also be made to any value with most retailers. It should also work for transport systems that support contactless payments like the London Underground. This then unlocks the ability to raise your watch to pay terminals (look for the contactless symbol) in stores to securely make payments. Garmin Pay essentially works a lot like Apple Pay, Google Pay and Fitbit Pay, where you can link credit and debit cards to your device. Garmin Vivoactive 3 & Vivoactive 3 Music.
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